Invest with confidence
We maintain a year over year volume increase of more than 35%. And, our current portfolio has over 90% of the deals with the full 12 months of interest pre-paid.
Current yield
10.50%
Secured by real estate
First mortgage business has more than doubled in the last 5 years while still producing a great overall yield for our investors. Minimum investment of $10,000.
Current loan to value under
55%
Why invest with usMatching your investment goals with smart technology. We providing you with a simple and consistent return on your investment.
Investing with confidence
FSI has maintained a rate of greater than 10% since inception.
Account Portfolios
Match your goal with the right account. Whether it’s retirement or education, you have options. Eligible investments include RRSP, LIF, RIF, TFSA, NON-REGISTERED.
Invest for less
Costs can have a big impact on wealth accumulation over the long term. FSI offers a 0% management fee (MER), focused on keeping costs low.
See how you can become wealthierLower fees increase your investment savings. Fill out the calculator fields & see your potential returns.
**Starting Investment $100,000
-
Year 5 = $168,242.81
-
Year 10 = $283,056.44
-
Year 15 = $476,222.13
-
Year 20 = $801,209.50
-
Year 25 = $1,347,977.42
**These numbers are calculated at a yield of 10% any bonus earnings are not reflected nor any additional contributions to the principle.
*Includes all deals under origination from LM Financial
For a more detailed breakdown try our investment calculator
Portfolios Accounts
RRSP
- Save for short- or long-term goals
- Enjoy tax-free growth
- Get easy access to your money
- Earn capital gains and dividends tax free
LIF
- Grow your savings in retirement
- Rollover your federal or provincial pension
- Set withdrawals for steady income
- Maximize your tax deferral
RIF
- Grow your savings in retirement
- Rollover your RRSP or Spousal RRSP
- Set withdrawals for steady income
- Cash out at any time
TFSA
- Save for short- or long-term goals
- Enjoy tax-free growth
- Get easy access to your money
- Earn capital gains and dividends tax free
CASH
- Save for short- or long-term goals
- Maintain easy access to funds
- No contribution limit
- Invest with flexibility
Let’s start the conversation
Invest with confidence
We maintain a year over year volume increase of more than 35%. And, our current portfolio has over 90% of the deals with the full 12 months of interest pre-paid.
*10.50
%
Why real estate?
First mortgage business has more than doubled in the last 5 years while still producing a great overall yield for our investors. Minimum investment of $10,000.
Current loan to value under
55
%
Why invest with usConsistent and reliable returns whether you are a new or experienced investor.
Investing with confidence
The perfect place to build your wealth. We've maintained rates of greater than 10% since our inception.
Account Portfolios
Whether it’s retirement or education, you have options. Eligible investments include RRSP, LIF, RIF, TFSA, NON-REGISTERED.
Invest for less
Costs have a big impact on wealth accumulation. We offer a 0% management fee (MER), so you get maximum growth.
Take a look insideFill out the calculator fields & see your potential returns.
**Starting Investment $100,000
-
Year 5 = $168,242.81
-
Year 10 = $283,056.44
-
Year 15 = $476,222.13
-
Year 20 = $801,209.50
-
Year 25 = $1,347,977.42
**These numbers are calculated at a yield of 10% any bonus earnings are not reflected nor any additional contributions to the principle.
Portfolio AccountsNot sure which way to go? Here are some options.
REGISTERED RETIREMENT SAVINGS PLAN (RRSP)
Pay taxes after you retire
Withdraw your money early
Contributions lower your income tax
Lower tax rate after retirement
Save and earn for the long term and secure your retirement. Can’t wait until then? Withdraw your money for that big purchase.
TAX-FREE SAVINGS ACCOUNT (TFSA)
Save for short- or long-term goals
Enjoy tax-free growth
Get easy access to your money
Earn capital gains and dividends tax free
Hold onto your earnings in your TFSA. All money made in a TFSA is tax-free. You can withdraw at any time without a penalty.
REGISTERED RETIREMENT INCOME FUND (RRIF)
Grow your savings in retirement
Rollover your RRSP or Spousal RRSP
Set withdrawals for steady income
Cash out at any time
Grow your retirement savings plan with a more secure investment vehicle. Build your portfolio and set up income payments on your own schedule.
LIFE INCOME FUND (LIF)
Grow your savings in retirement
Rollover your federal or provincial pension
Set withdrawals for steady income
Maximize your tax deferral
Continue growing your pension even if you’re retired. Relocate your employer-created or group pension.
NON-REGISTERED (CASH)
Save for short-term goals
Maintain easy access to funds
No contribution limit
Invest with flexibility
Cash makes sense for every day goals. With no limit, you can invest with flexibility and convenience.
Let’s start the conversation
We want to talk about your financial future. From retirement to philanthropy, we’ll match you to an advisor who understands your needs.
Get startedOur Partners
Mortgage Adminstrator